• Credit Management Strategies
  • For Financial Institutions
  • Effectively Manage Costs
  • Maintain Good Asset Quality

Why Choose Aurora Management Group??

Because we excell at meeting your needs by exceeding your expectations

Risk Management

Our substantial experience and expertise in credit risk management can help you meet the complex and competitive challenges in the banking industry – focusing on the need to identify, quantify and control the risk inherent in your lending business. We maintain high standards of quality and use sound business judgment in making accurate evaluations of risk and performance.

Cost Effective

Our experience and skills are available to you at a reasonable cost, and we leverage our knowledge and experience to provide you with many value-added benefits. Our assignments are completed with minimal disruption to your normal functions. We are sensitive to your customer service needs, and minimizing the process burden is important to us.

Rewarding Relationships

We develop cooperative and rewarding relationships with our clients, with emphasis on listening and communication. Our services are designed to specifically address your unique needs and businesses, according to your preferences and expectations. Our in-depth knowledge of credit business will be a valuable resource to assist you in controlling the risk in your lending business.

Understanding Your Business

Our extensive experience covers all types of credit products and services – from small business and middle market through to multinationals and real estate, and includes all aspects of credit risk management – originating, administering and reviewing loans. We also understand the competitive challenges confronting lending officers, and the appropriate balance between sales and asset quality.

Financial Services We Provide

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Loan and Portfolio Review

Designed to provide your senior management and directors with an objective and independent evaluation of the level of risk and condition of your credits - for individual loans or entire portfolios, and for all types of lending.

We go beyond basic loan quality analysis to assess both the risk and performance of the credits – identifying signs of deterioration and/or emerging problems.

Document Review

Verification of the adequacy and appropriateness of loan and security documentation, as well as the systems in place for controlling and monitoring the process.

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Review & Develop Credit Policy and Procedures

Vetting of policies and procedures to control and mitigate credit risk – to include all aspects of the credit risk management process - from origination through underwriting, approval, documentation, booking, monitoring and control, collection, and problem loan management. This will enhance the prudence and practicality of your policies, ensure they meet regulatory criteria, and improve the administration of the lending procedures. .

Due Diligence Reviews

We provide credit due diligence assurance on any acquisitions or mergers you may be contemplating. This is an objective and independent evaluation for both buyer and seller.

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Regulatory Compliance

Review of the lending process for compliance with pertinent regulatory requirements, and identify opportunities for procedural improvements to enhance compliance aspects as necessary.

Other Services

Other credit related services - such as a review of the loan administration area, or training in financial analysis, cash flow analysis, or documentation – can be tailored to your specific needs.

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Our happy clients

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"We have found Peter to be extremely capable, an excellent communicator and very hard working. Peter's character is beyond reproach and I can recommend him without reservation . . He has a tremendous breath of experience and has exceptional judgement."

"Greater Buffalo Savings Bank (GBSB)"

"His analytical skills to be superior and his reasoning and thought processes to be unusually logical and insightful. Of partiuclar note has been his ability to work with a variety of professional staff in our organization and work out differences of opinion or analysis in an effective and advantageous fashion. Peter has consistently demonstrated reliable integrity, objectivity, maturity and sound business judgement in all his interactions with me and others at Community Bank."

"Community Bank Systems "

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Benefits and Contact Info

Cost-Effectiveness

Our experience and skills are available to you at a reasonable cost - a strong alternative to the high cost of performing these services internally – and we leverage our knowledge and experience to provide you with many value-added benefits.

Superior Productivity

Our assignments are completed with minimal disruption to your normal functions. We are sensitive to your customer service needs, and minimizing the process burden is important to us.

Regulatory Satisfaction

In addition to satisfying the independent and objective requirements of your Board, our services will also satisfy your regulatory requirements and external auditors, where necessary.

Tailored to Your Needs

We tailor our services specifically to meet your unique needs and businesses – personalized to your preferences and expectations, and always maintaining high standards of quality.

Understanding You Business

Our extensive experience covers all types of credit products and services – from small business and middle market through to multinationals and real estate. Our experience includes all aspects of credit risk management – originating, administering and reviewing loans. As such, we understand the challenges confronting lending officers in their dealings with customers, and the appropriate balance between sales and asset quality.

How To Get In Touch

Please contact us with any questions or comments you might have concerning our consulting services..

E-mail: pdunlop@auroramanagement.net
   
Telephone: Office (716) 655 2521
Cell (716) 425-9074
   
Mail: Aurora Management Group, Inc.
P.O. Box 652
East Aurora, NY 14052-0652

 

Still have questions, get back to us!